Manage all your festive and extra expenses with Festival loan by Banknomics. State Bank of India and other leading lenders offer personal loan for a festival in India. Apply for a festival loan with Banknomics to light up your pocket.
Many products and services are available in the market which offers financial relief but misuse of them can take you into Debt Trap. Follow the Debt Trap Recovery Guidelines to get out of Debt Trap gradually.
While managing down payment for buying a home, you should not arrange funds from some specific sources. Know more and do the smart planning and buy your home without taking any financial risk on yourself or on your family’s future.
As per RBI report, the total cost of open a bank account for the poor on average is equivalent to the worth of entire day’s work. Know more about hidden charges with Bank Account opening.
Debt accumulates very quickly and can easily turn out to be a burden for anyone. There are many services and products challenging they work by giving temporary relief from your debts but soon you find yourself in Debt Trap.
Bank of India is the latest bank who has reduced the interest rates on savings account by 50 basis points and current rates are 3.5 percent per annum till 50 Lac deposit amount.
All major banks have announced cut in interest rates on savings deposits after RBI slashed repo rate in its bi-monthly monetary policy statement on August 2. Only SBI had announced the interest rate cut on savings bank accounts on July 31, even before RBI’s announcement.
The long term business loan can use to purchase machinery, Inventory, equipment, and assets to create some additional income for the business. Apply for long term business loans in India with Banknomics at affordable interest rates.
Make sure about the pros and cons of Gold Loan and personal loan before applying for them. Gold is necessarily required for the gold loan whether you can use any assets as collateral for the personal loan.
Some shopkeepers and companies are charging GST on MRP which is legally wrong. Be smart and don’t pay more than MRP. Complaint if you find someone is doing this.
After verifying all the required documents; Banks disburse or release the loan amount to the applicants Bank Account. All the banks disburse the home loan or any other loan amount by cheque.
Banks ask for some Assets or property of Borrower against the Applied Home Loan. In case of failure in repayment of Home Loan, banks can use it to recover the loan amount. Banknomics suggest you to apply home loan as per your repayment capacity.
Sometimes it’s not possible to pay the loan interest at a time hence the banks and other private lenders offers EMI to pay the loan amount. Equated Monthly Installment (EMI) for Home Loan is the best thing which helps you to pay the money with less stress for your dream home. Banknomics provide various flexible EMI options as per your financial needs.